Benefit from other ways to increase your savings. There are many ways to save money: Buy house and motor vehicle ins from the same firm. Some insurance companies that sell both homeowners and vehicleinsurance give you a five to fifteen percent discount, in case you purchase not less than 2 policies from those companies. It not only adds to your savings, it also simplifies your life: You have the choice of paying one bill to one company every month as an alternative for two separate bills, and you deal with just one representative for insurance claims; Increase your deductible. Raising your deductible from USD 200 to USD 500 may reduce the cost of your online autos insur premium by 15 to 30 percent; a $1,000 deductible saves you Forty percent or much more; Do not over insure. According to experts, liability limits of $50,000 against a single person wounded in a crash, 100,000 dollars for every person injured in a mishap, and USD 25,000 for liability against loss o property is enough. Before you purchase other add-ons like health coverage, make sure you are not taking a coverage you already have.
Enquire about concessions. In case you have attended driving classes, have never had any accident or tickets for more than three years or own cars with advanced security devices or antitheft alarms, you may be eligible for a rebate. Your children might also, if they have B averages or a better grade in class and are students with less than 21 years of age; There`s even a discount to persons who drive less than 7,500 miles per year. In case you belong to certain groups, college sororities, credit unions, or driving clubs, for example, you may be offered better online automobiles insure rates. A few companies provide concession in premiums to certain business professionals, which include engineers and also professors; Keep your credit record clean. A low credit score might raise your coverage premiums; Pay automatically. Some companies charge an amount of $5 or more for every mailed payment, however, you are not charged for payments deducted on-line.